I do not need fiat right now, actually I am buying a house but the interest rates are so low (0.39%) that I would be crazy not to take out a loan.Other option is to sell high and then buy back at lower price. But then I have to perfectly time the top and again buy the bottom. I have to be right 2 times which I believe is not possible. In addition I have to pay 39% tax on capital gains so i have to wait at least for 40% dip to have the same amount of BTC as I started with. And who knows how low will it go in this cycle.The last reason is that I believe this is my once in a lifetime opportunity to FIRE. via /r/Bitcoin https://bit.ly/3t2DBnq
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