So miner centralization is bad, but user centralization is just fine?

If Core is advocating keeping blocksize small "to avoid miner centralization". In turn, this would turn Bitcoin into a settlement network, which reduces the number of end-users who can afford to settle directly on the blockchain. (If you say LN, same question applies, it would depend on a more centralized system)Can someone with understanding of Core's vision explain this logic to me? via /r/Bitcoin http://bit.ly/21wEKEl