Isn't Centralized Cryptocurrencies the same Problem we have with Banks in Digital Form?

The whole point of this post is primarily for an open discussion. Decentralization should be a core aspect of what makes a cryptocurrency meaningful in my opinion. If a cryptocurrency is made with centralization in mind and someone could just change the cap or quantity, is in bigger control of distribution, etc., isn't that the same problem in which banks have a monopoly on fiat? Isn't hyper-inflation, centralized control, and currently existing problems in this market centered around why decentralization became such a popular alternative? I see lots of banks and institutional investors still starting to get more interested in centralized forms of tech or these so called central blockchain authorities, but can't help but feel this is opposite to the philosophy of the core technologies that makes the crpyto community thrive? I feel like Satoshi didn't create Bitcoin and talk about decentralization so that a bunch of people could go create centralized digital money many years later. I know it sounds bias, but I feel for a crypto to be good or actually have the opportunity cost worth it, it should be decentralized by nature. What are the Reddit's community thoughts? via /r/Bitcoin https://bit.ly/366hceV